The documents to check before you buy.
Before you send a kobo, check the paper. These are the documents and searches that protect a Nigerian property purchase — and the red flags that mean you should walk away.
Documents & searches
Certificate of Occupancy (C of O)
The primary title document issued by the state government.
Governor's Consent
Required consent for any transfer of state land.
Deed of Assignment
The document that transfers title from seller to buyer.
Survey plan
A registered survey showing the exact boundaries of the land.
Land Registry search
An official search confirming title and encumbrances.
Court search
A search for any pending litigation affecting the property.
Red flags
- An agent asks you to pay into a personal account.
- An agent asks for your BVN, PIN or OTP.
- An agent charges an inspection fee before showing the property.
- The seller cannot produce a title document.
- The price is far below the market with no clear reason.
- You are pressured to pay a deposit 'to hold' the property.
Not sure? Get it checked.
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